Solutions
Put the value of your real estate to work
Whether you own your home, a rental, or an investment property, there's a lower-cost way to fund your business than an expensive advance. Choose the path that fits what you're trying to do.
Home Equity Line of Credit
Turn your home equity into business capital
Tap the equity you've already built — far cheaper than a merchant cash advance.
Learn moreCash-Out Refinance
Replace your mortgage and pull cash out
Refinance into one loan and walk away with capital to grow.
Learn moreDSCR Investment Property Loans
Buy or refinance a rental on its cash flow
Qualify on the property's income — no personal income docs.
Learn moreBridge Loans
Move fast between deals
Short-term capital to close now and refinance later.
Learn moreFix & Flip Loans
Fund the purchase and the rehab
Acquisition plus renovation in a single, fast-closing loan.
Learn moreHard Money Loans
Asset-based capital, fast
When speed matters more than paperwork — lend on the asset.
Learn moreWhy equity-backed
A fraction of the cost of short-term financing
| AltFi Home Equity Secured capital | Merchant Cash Advance Unsecured advance | SBA 7(a) Loan Bank / SBA | Business Credit Card Revolving | |
|---|---|---|---|---|
| Typical cost | From 6.75% APR* | 40%–350%+ APR† | 10.5%–15.5% APR† | 20%–30%+ APR† |
| Repayment | Monthly | Daily / weekly | Monthly | Monthly minimum |
| Funding speed | As few as 5 days | 1–3 days | Weeks–months | Days |
| Term | 10–30 years | 6–18 months | 10–25 years | Revolving |
†Typical market ranges from public sources (Bankrate, SBA, Lendio, 2026). *Illustrative; via licensed lending partners; not a commitment to lend.
See what your equity could do for your business.
Check your options in minutes — a soft-credit prequalification with no impact to your score, and no obligation.