Bridge Financing
Move fast between deals
Short-term capital that lets you act now and refinance or sell later — when timing matters more than anything.
At a glance
Illustrative terms via licensed lending partners*
- Term
- 6–24 months
- Structure
- Interest-only options
- Basis
- Asset / property value
- Close
- As few as a several days
- Exit
- Refinance or sale
How it works
A bridge loan is short-term financing that 'bridges' the gap between a need today and a longer-term solution tomorrow — buying before you sell, closing on a time-sensitive opportunity, or stabilizing a property before a permanent refinance.
Because it's asset-based and built for speed, a bridge loan closes far faster than conventional financing, with a clear exit (sale or refinance) planned from day one.
Why business owners choose this
Speed to close
Asset-based underwriting means you can close in days, not months.
Act before you sell
Secure the next deal without waiting on a sale to complete.
Flexible terms
Interest-only options keep payments low during the short hold.
Planned exit
Refinance into long-term financing or sell — mapped from the start.
Is this right for you?
This option tends to be a strong fit when you're:
- Buying a new property before selling the current one
- Closing on a time-sensitive opportunity
- Stabilizing a property before a permanent refinance
- Funding a short-term business need against real estate
Common questions
What is a bridge loan?
A bridge loan is short-term financing that covers the gap between an immediate need and a longer-term solution, such as buying before you sell or closing fast on an opportunity.
How fast can it close?
Because bridge loans are asset-based, they can close in days rather than the weeks or months a conventional loan takes.
What's the exit?
Bridge loans are designed with a clear exit — typically a sale of the property or a refinance into long-term financing.
How long is the term?
Most bridge loans run 6–24 months, often with interest-only payments to keep costs low during the hold.
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Learn more*Terms shown are illustrative and provided through AltFi's licensed lending partners. Actual rates, amounts, and terms depend on your credit, equity, property, and the product selected, and are subject to underwriting and approval. AltFi Real Estate is not a lender and does not make credit decisions. This is not a commitment to lend. Equal Housing Opportunity.
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